Monday, April 27, 2020
Women Entrepreneurship as a Barrier to Success in Bangladesh Essay Example
Women Entrepreneurship as a Barrier to Success in Bangladesh Essay A woman entrepreneur is defined as a woman who has alone or with one or more partners started or inherited a business, and is eager to take financial, administrative, and social risks and responsibilities, and participate in the day-to-day management activities (UNDP, 2004). Women in Asian countries like India, Myanmar and Bangladesh have played and also are playing a good role in politics. So, Bangladeshi women are enjoying freedom to join politics as well as business. But compared with the Unites States and the European countries, the number is still poor. In fact, women entrepreneurship development is a challenging phenomenon in Bangladesh as women are lagged behind (economically and socially) compared to men. Generally, women are more victimized as because of their illiteracy, unawareness, unorganized, powerless or less political representation, deprivation, rigid social customs, religious constrains and injustice by their counter partners particularly in rural area. Women constitute about a half of the total population in Bangladesh. So for proper representation of women in the arena of entrepreneurship development, women should constitute 50 per cent of the countrys total entrepreneurs. But the ground reality is totally different. The ratio is not even 10 per cent. The actual ratio is much lower than that. We do not know the exact number of women entrepreneurs in the country,â⬠There is no real information on how many women entrepreneurs exist in the country. 1 Background In Bangladesh women entrepreneurs are coming up. If the last 10 years are taken into account, it will be clear that the number of women entrepreneurs has increased significantly. But the ratio of women entrepreneurs to their male counterparts is very low. In the recent years countries like Bangladesh have started paying attention to women. We will write a custom essay sample on Women Entrepreneurship as a Barrier to Success in Bangladesh specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Women Entrepreneurship as a Barrier to Success in Bangladesh specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Women Entrepreneurship as a Barrier to Success in Bangladesh specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Women entrepreneurs have improved their living conditions and earned more respect in the family and the society. The progress has been attained due to government policy supports and involvement of financial institution along with other support services. Bangladesh Bank (central bank of Bangladesh) issues policy guideline for scheduled banks to give priority to women while disbursing Small and Medium Enterprise (SME) credit. Meanwhile, good number of NGO-MFIs offers microfinance services to the women involving actively in micro, small and medium enterprises. Women entrepreneurs in Bangladesh face a range of challenges, including social and economic barriers, and networking and management constraints. Some of these challenges can be addressed through targeted government policies, including allocation of sufficient budget funds to support women entrepreneurs. In recent years, the Bangladesh Women Chamber of Commerce has been particularly active in promoting such policies. In particular, we are advocating the creation of a separate budget line item of one billion taka (approximately US $13. 5 million) to create a National Womenââ¬â¢s Entrepreneurship Development Fund. Such a fund could be designed to address various issues, including access to credit, training for women entrepreneurs, and better market access for women. 2 Research Area Entrepreneurship ââ¬Å"Entrepreneurship is the process where an individual or group of individuals, through organized efforts, risk time and money in pursuit of opportunities to create value and grow through innovation, regardless of the resources they currently controlâ⬠(Robbins Coulter, 1996). What is the difference between Small business management and Entrepreneurship? As in his book, Timothy S. Hatten explains entrepreneurship is the process of identifying opportunities for which marketable needs exists and assuming the risk of creating an organization to satisfy them. On the other hand, a small business management is the contrast of an entrepreneurship. It is the ongoing process of owning and operating an established business (2006, p32). A study (Cooper, as quoted in Das, 2000) of women entrepreneurs in the western world, proposed that three factors influence entrepreneurship ââ¬â antecedent influences (i. . , background factors such as family influences and genetic factors that affect motivation, skills and knowledge), the ââ¬Å"incubator organizationâ⬠(i. e. , the nature of the organization where the entrepreneur was employed just prior to starting a business; the skills learned there) and environmental factors (e. g. , economic conditions, access to venture capital and support services, role models) Women especially in South Asia, they have to overcome a lot of cultural religious and social pressures for playing an active role in the society. Many people incorporate social 3 pressures with religious pressure. ââ¬Å"However social pressures does not have anything to do with religious valuesâ⬠(Rokia Afzal Rahman, 2007). Government policy for Development of Women Entrepreneurship The overall objective is to provide strategic direction for promoting competitive and responsible SME womenââ¬â¢s entrepreneurship and embedding gender quality in all areas of works this creates gender sensitive business environment and accelerating economic growth in Bangladesh. Therefore, fostering women entrepreneurship and recognizing women as an important economic change agent, source of employment and innovation for building potential economic development. (SME foundation Bangladesh) Government Strategies for Development of Women Entrepreneurship (SME foundation Bangladesh) â⬠¢ Providing a framework and strategic directions to identify the gender gaps, need, interest, and opportunities issues involved in women entrepreneurship development in the SME sector â⬠¢ To promote the empowerment of women and gender equality through addressing the problems of exclusion of women relating to entrepreneurship mainstreaming the gender into policy level and facilitate effective support for these target groups. â⬠¢ Support to womenââ¬â¢s led trade bodies/associations for their building institutional capacity and competitiveness. 4 â⬠¢ Assist gender sensitive value chain analysis for identifying the gender relationships impact on different parts of a value chain. â⬠¢ To create favorable environment for women entrepreneurs and bring them in the mainstream of development process. â⬠¢ To ensure full participation of women entrepreneurs in economic development of the country. â⬠¢ To improve efficiency of women entrepreneurs in performing their business responsibilities. â⬠¢ To strengthen institutional capacities for monitoring and evaluation of gender equality in the area of entrepreneurship development. â⬠¢ To enhance women participation in the decisions making process and buildup capacity to improve knowledge, skills, abilities, aptitudes, values and preferences in order to setup a successful business. (2nd National SME Women Entrepreneur Conference 2008 suggested more regulations and policy for women entrepreneurship. â⬠¢ â⬠¢ â⬠¢ Introduce gender sensitive vat, tax and duty for encouraging export Discourage import through vat/tax/duty imposition of womens produced product Review policy in the framework of gender analysis and ensure womens entrepreneur active participation in policy review process â⬠¢ Build up the gender sensitive and common definition for SMEs 5 â⬠¢ Increase access to information as well as develop dissemination mechanism at all level â⬠¢ â⬠¢ Develop appropriate implementation plan for gender action plan Develop one stop service center for women entrepreneur to accessing information Expand SME Foundation activities across the country to reaching grass root women entrepreneurs â⬠¢ Develop linkage and network with business promotion council for mainstreaming gender issues in policy strategy and implementation level. Existing situation of Bangladesh In recent years, like other developing countries of the world, Bangladesh has been focusing attention on the most disadvantaged group in the society ââ¬â the women. Realization has gradually dawned on all concerned that a society cannot afford to waste half of its human resources by discrimination on grounds of sex. This increasing awareness on the part of the government has led to the adoption of national policies to facilitate a development process involving women in all spheres particularly in economic activities focusing especially on entrepreneurship development. The overwhelming majority of women in Bangladesh are not only poor, but also caught between two vastly different worlds ââ¬â the world determined by culture and tradition that confines their activities inside family homesteads, where they are regarded more as a commodity necessary only for bearing and rearing children and the world shaped by increasing 6 andlessness and poverty that focus them outside into various economic activities for survival. According to Bangladesh Household and Demographic survey (BHDS, 1998), literacy rate (7 years and above) among male was 54. 6 percent while for female, it was 42. 5 percent. (WNBA, 2009) Women entrepreneurship in the rural industries is a new arena in the socio- economic environment o f Bangladesh. In view of the need to bring the rural womenfolk in the development stream of the country, the Government, the NGOs and other related agencies have provided ample opportunities to promote entrepreneurial skill among women. Income- generating activities, credit facilities, skill training, market opportunities have all combined to pave the way for the emergence of entrepreneurial development among women in rural Bangladesh. (WNBA, 2009) Social Barriers Attitude: We have a negative attitude among our practical and male dominated society, which has become a major problem. As a result of this negativity attitude to women as well as women entrepreneurs is a regular circumstance in our society. Some problems are given below â⬠¢ â⬠¢ â⬠¢ â⬠¢ Society does not provide conducive environment for women in business Men are not positive toward women Male family members do not like to see women outside the home Bad comments and eve teasing 7 â⬠¢ â⬠¢ â⬠¢ Family suspect women when they return home late Family members create barriers in their business When women returns home from training, the father and mother in laws create barriers out of suspension. (WNBA, 2009) Knowledge: Women normally lack behind knowledge because they do not ger convenient environment and opportunity to acquire knowledge. Knowledge is like the ground setup for awareness building. (WNBA, 2009) Structure: The basic unit of social structure is the family, which sets roles for men and women. Men have the economic control and therefore are the decision makers. Therefore women who live in a traditional male-controlled are dominated by a highly restricted social structure. (WNBA, 2009) Violence: As a social problem in our society violence is a common practice in our society. It is the most serious threat to overall development and progress of women entrepreneurship in Bangladesh. Sometimes the husband pressurizes the women to retain her money with them. Mental and physical torture by husband, parents, siblings, Sexual harassment by bosses in offices and business activities. (WNBA, 2009) 8 Hypothesis The research paper will try to prove weather women entrepreneurship in Bangladesh is really a barrier or not. All the variables effecting women entrepreneurship in Bangladesh will be analyzed and on what scale they are affecting will be shown. Therefore, my null and alternative hypothesizes will be: Ho: Women entrepreneurship is a barrier to success in Bangladesh. H1: Women entrepreneurship is not a barrier to success in Bangladesh. However, during the research process I might face a lot of variables that might tend to prove my alternative hypothesis to be false by a smaller probability. Which means that women could really be successful entrepreneurs but some other variables needs to be kept constant i. e. cultural and religious hindrance against women entrepreneurship. Therefore I keep another alternative hypothesis to prove that my claim is still true. H2: Keeping VARIABLE/VARIABLES constant women entrepreneurship is not a barrier to success in Bangladesh. 9 Methodology Secondary Data Collection I used secondary data, which were collected by BWCCI (Bangladesh Women Chamber of Commerce and Industry) to do research on Situation Analysis of Women Entrepreneurs in Bangladesh, published in February 2008. The secondary data are used for descriptive statistical analysis which shows more prone problems relation to barriers to women entrepreneurship in Bangladesh Primary Data Collection The primary date are collected by taking a short and brief survey which will provide me some basic statistics about women and women entrepreneurship having barriers to their success. Some question will provide the present situation statistics while some other questions will only be used to do the hypothesis testing. Sampling â⬠¢ Target population: The studyââ¬â¢s primary focus is to have an overview about the situation of women entrepreneurs in Bangladesh. Different types of sampling procedures were undertaken considering types of stakeholder, geographical areas, time, budget etc. The sample will represent only Dhakaââ¬â¢s respondents. â⬠¢ Sampling: I have chosen 30 women entrepreneurs form Dhaka for representation of the whole population. Since there is no comprehensive directory for women entrepreneurs in Bangladesh, I purposively selected respondents from streets, our university and some through surveymonkey. com 10 Data Collection â⬠¢ Mostly quantitative collection of data is targeted through some structured and semi-structured questionerââ¬â¢s surveys. Open discussion on the actual barriers and how to did they overcome those and suggestions if they want to provide any. Primary research proposal questions in relation to hypothesis. Measures A cross checking mechanism was introduced to ensure the quality of data. Most of the variables were pre-coded. Some data were coded right after field study. After completion of the field study, I started to insert the data in computer-based worksheets, which were developed using SPSS, MS Word and Excel. Most of the data, both qualitative and quantitative, are analyzed through SPSS and MS Excel. 11 Primary Data Presentation and Analysis Socio-Demographic Background â⬠¢ Age and Education: Highest proportion of women is in the age group of 2130,36%, which basically means that most of the women entrepreneurs are young in Bangladesh. 0 % of women entrepreneurs could receive education of Higher Secondary and Secondary School level of education. Age 41-à ? 50 17% 15-à ? 20 20% 31-à ? 40 27% 21-à ? 30 36% No Education 7% Primary 3% Education Post Graduation 10% Graduation 17% Class 8 3% SSC 33% HSC 27% 12 â⬠¢ Marital Status: Form cultural perspective, marital status plays as an important factor to influence in womenââ¬â¢s socio economic life. 5 3. 8 % are found to be married and 36. 6% unmarried. Widow separated and divorced consisted of 8. 7% of the surveyed observation. Marital Status 20 15 10 5 0 Married Single Divorced Profile of enterprises â⬠¢ Motivating factors to enter into business: Despite of having so many problems and barriers to be successful for Women Entrepreneurship, the most important factor for their success can be, who actually motivates them the most. u? 29% of women are motivated by Inspiration from family family businesses. u? 24% believed to create self dependency u? 22% became entrepreneurs for self inspiration u? 22% became entrepreneurs for an extra income for the family 13 u? Economic Development (14%), Self Employment (12%), Upgrade social status (6%) â⬠¢ Previous Occupation: Most (53%) of the Women Entrepreneurs were students before they actually started their own business. 23% women were housewife before they started business. We can find coherence of results here: Most women entrepreneurs are young deceived good minimum education. Previous Occupation 18 16 14 12 10 8 6 4 2 0 Student Housewife Unemployed Other Business Service Others â⬠¢ Duration of experience in business: 53% of women entrepreneurs in the sample have only three years or less than three years experiences in business. 18% of entrepreneurs have only one year of experience. The mean duration of experience from observed 30 women was 4. 9 years though. 31 years of maximum duration of experience found in the sample. 14 Year 1977-1992 1993-1999 2000-2003 2004-2007 Percentage 6. 7 10 36. 6 46. 7 Cumulative Percentage 6. 7 16. 7 53. 3 100 â⬠¢ Main sectors u? 69. 4% of women were involved in production of handicrafts u? 16. 1 were involved in garments or home textile u? Others involved in printing, agro based, parlor, food etc. Main Sectors 13% Handicrafts Garments/ Textile 70% Others ( Printing, agro based, parlour, food etc) 17% 15 Experiences in Trade Licensing and Company Registration, Training Taxes â⬠¢ Status of Company registration: 50% of the women did not have their enterprises registered with legal authorities. Most of them who have trade license run their business in Dhaka City Corporation. â⬠¢ Reasons behind not having trade license: All of them who did not have trade license were asked what was the reason behind not having a trade license. The opinions expressed were the following. u? Unaware of the necessity of having trade license: u? Aware but not familiar with the process: u? Applied for trade license the process is going on: u? Others: 36. 6% 40% 1% 22. 4% Reasons for not having a Trade License 14 12 10 8 6 4 2 0 Unaware Not Familiar Under Process Others 16 â⬠¢ Training: 9. 2% of Women Entrepreneurs did not receive any sort of training till now. 35. 5% received training before starting business, 42. 1% got training after starting business. 10. 2% women received training before and after starting business. Most of the women who received training were from different NGOs, public institutions like Women and Children affairs department, youth development department chamber of commerce. Training Education 14 12 10 8 6 4 2 0 No training eceived Trained After Starting Trained before statrin Trained Before and Business Business after â⬠¢ Sources of Starter capital: 36. 6 % of women are unmarried in my sample. The source of capital must have been hard to found. 60% of women had started their business with their own money. This is what makes women so much independent and consistent in what they do. O? Own S avings: O? Parents: O? Husband: 60% 40% 16. 7% 17 O? In-Laws: O? NGOs: O? Banks: 6. 7% 3. 3% 6. 7% â⬠¢ TAX and VAT: Only 10 of them had tax id number and out of rest of them 46. 7% did not have any idea or awareness of having a tax token. Yes Tax ID Number Awareness of Tax/Vat 33. 3% 13. 3% No 66. 7% 46. 7% 40% Partially Hypothesis Testing At 90% significance level, I want to know if Women Entrepreneurship is a Barrier to Success in Bangladesh. My null and alternative hypothesizes are: Ho: Women Entrepreneurship is a Barrier to success in Bangladesh. And H1: Women Entrepreneurship is not a Barrier to success in Bangladesh. I am assuming that my null hypothesis is true; Women entrepreneurship is a barrier to success, this leads me to a one sided test. I have to find if it is a barrier or not (not if it has advantage). Saying that if it is a barrier or not, the mean of the population is assumed to be 0 (zero) which means that neither it is a barrier, nor an advantage. Negative mean would mean it is a barrier. Therefore, the sample mean also should represent something that lies between negative positive direction (the neutral value should be 0). Therefore, restating my hypothesizes : 18 Ho: H1: à µ 0 For my hypothesis testing, I selected 6 questions from BWCCIââ¬â¢s report and surveyed 10/30 women entrepreneurs from our sample (rich and poor mixed) and score them from a scale of minus 2 to positive two. The questions of the survey are as follows. A) Overall a positive environment for women to enter into business has been ensured B) Social and family responsibilities to promote women in business has increased? C) Quality of the assistance provided by the Government is gradually increasing? D) Social barriers are decreased? E) Women are getting proper price for their product? F) Having a trade license, is this an important thing for you? Scoring a question (-ve) 2 means that the person totally disagrees to that particular question and (+ve) 2 means that the person strongly agreed to that question. A zero represents neutral opinion. The summation of all scored 6 questions from one women entrepreneur represents the accumulated view of that person (Negative total means that her perception about Women Entrepreneurship is that itââ¬â¢s a barrier and vise versa) The following table shows the result of the 10 surveyed women entrepreneurs. A 1 2 3 4 5 6 7 8 9 10 1 0 0 2 2 1 1 1 -1 0 B 0 2 0 0 2 0 1 2 1 1 C 0 -1 -1 1 0 1 0 2 0 -2 D -1 0 0 -1 2 1 0 2 -1 -1 E 0 0 -1 1 2 -1 2 2 0 0 F 0 0 1 0 2 1 2 2 -2 0 Total 0 1 -1 3 10 3 6 11 -3 -2 19 From the surveyed collection of data I found that only 3 of the women entrepreneurs thinks that women entrepreneurship is a barrier to success and 6 of them thinks it is not. The sample mean and standard deviation of the data is 2. 80 and 4. 85 respectively. The summary data show that most women believe Women entrepreneurship is not a barrier to success in Bangladesh. However, I am now going to conduct a hypothesis test from my sample data. Sample Mean, x = 2. 80, Sample Standard Deviation, s = 4. 85, 90% Significance level. Reject H1 if, P ( x = 2. 80| Ho true) lt; 0. 0 We have a very small sample of n=10, therefore we will have to use a T-statistics. The critical value of T with 10% confidence and 9 Degrees of freedom = -1. 383 Reject H1 if Tcallt; -1. 383 t-cal = (2. 80 ââ¬â 0)/( 4. 85/SqRt 10) = 1. 83 The sample mean does not fall under the critical region and more over it is towards the positive direction. Therefore I have to reject my hull hypothesis and accept the alternat ive hypothesis. Women Entrepreneurship is not a Barrier to Success in Bangladesh. As I have my H1 true, I do not have to prove my alternative hypothesis 2. 20 Secondary Data Presentation and Analysis Socio-Demographic Background â⬠¢ Types of Family and Number of Children: 31% of women live as in joint family and remainder in conjugal family. Among 53. 8% of married women, 70% of them had children and the mean number of children found was 1. 3 for each family. Which shows that most of the entrepreneurs had less or equal to 2 children. (WNBA, 2009) â⬠¢ Educational background of Fathers and Husbands: 61% of the women entrepreneurââ¬â¢s fathers have at least college level of education. 55% of the husbands have a minimum graduation level of education. (WNBA, 2009) â⬠¢ Occupational background of Fathers and Husbands: 34. 8 % of fathers and 43. % of husbands had Business occupational background. Therefore, we can see a strong correlation between women becoming entrepreneurs and the occupational business background of husband and father. (WNBA, 2009) Type of Occupation Public Service Private service Business Agriculture Unemployed Fathers Occupation 15. 7 18. 0 34. 8 12. 4 2. 2 Husbands Occupation 14. 5 30. 6 43. 5 1. 6 1. 6 21 Retired Students Total 15. 7 1. 1 100 4. 8 3. 2 100 â⬠¢ Types of Business: Most of the women are involved in retail and manufacturing type of business. (WNBA, 2009) u? Manufacturing and trading: u? Service: u? Trading: u? Others: 60% 13. % 13. 3% 13. 3% Retail: Whole Sell Both: 43% 16. 2% 40. 8% â⬠¢ Interval between starting point of business and company registration: Only 27. 5% of women could register their enterprise from within 1 month of the business. Although the median time taken for trade licensing was around 1 year from starting their business, but the mean time for registration was 6 years which is significantly not showing good result. (WNBA, 2009) â⬠¢ Problems faced by the women entrepreneurs with different trade licensing authorities: (WNBA, 2009) Types of problems City mentioned Corporation Complex Process Time Consuming Bureaucratic Process u? ? u? Municipalities u? u? u? u? Union Parishad Tax Depart ment u? u? u? 22 Bribery Indecent Behavior Sexual harassment, teasing Lack of cooperation u? u? u? u? u? u? u? u? u? u? u? u? u? â⬠¢ Problems faced by the women entrepreneurs due to not having trade license: (WNBA, 2009) o Could not get access to Bank loan and financial institutions o Could not participate in trade fair o Could not get membership with the chamber of commerce o Missed profitable orders and buyers o Could not enter into export-import oriented sectors Opinion of the women regarding company registration: (WNBA, 2009) o Making registration process easier o Make information available to women entrepreneurs o Create awareness regarding registration process o Establish a gender cell or at least a booth with employee to facilitate women to get trade license o Make the people gender sensitive o Organize training on regulatory process o Reduce company registration fee o Reduce complexity o Fasten registration process 23 Conclusion The first problem discussed in the beginning of this research paper was that women have an enormous pressure from the society and culture for which they cannot easily become an entrepreneur. My survey and the data from BWCCI show that Women these days get lot of support and aspiration from their family members. More the educated family is, more social support they get. As seen from BWCCIââ¬â¢s report on situation analysis of Women Entrepreneurs, showed that Women these days does not have that much difficulties starting their own businesses. The sample mean of their survey interview on page 34 is equal to 5. 7. I can see that the result of my survey sample agrees with that of BWCCIââ¬â¢s report. Both have positive mean but my one is a bit lower than theirs. The possible reason for this may have been that, I did not consider some more positive sides of the environment. However, I also did not consider some negatives score which they found that those have a huge impact i. e. Local Chamber coming forward to help women SME, women are not getting administrative and legal support. Both the samples show that women are not getting the proper price for their products. I cannot totally depend on the perception of women for their ease of doing business. They might also be showing false reason that they need more. Although most of them are correct about the tradelicensing thing. More than 50% of the women do not know anything about having a trade license to do business and most of the women from our sample does not even bother to have a trade license. All data collected from BWCCI represents the scenario of 2007. Now, more than 5 years have passed and so might the change in overall development for women to become entrepreneurs have changed drastically. 24 Recommendation Limitations Information gathered from BWCCIââ¬â¢s report ââ¬Å"A situation Analysis of Women Entrepreneurs in Bangladeshâ⬠was published in 2008. The data allocated here are of 2007sââ¬â¢. The situation of Women entrepreneurs six years back cannot represent the present situation of Bangladeshi women entrepreneurs. â⬠¢ BWCCI, for their easy accessibility to women entrep reneurs, they went only to BWCCIââ¬â¢s current members for interviews. Some other limitations mentioned in the report are as follows: o To get response from women entrepreneurs for all questions was really a great challenge as women entrepreneurs were found to be very busy. Some important information was missed. o It was hard to reach some areas during the field study. o The study could not apply random sampling methods. o Some information were related to perception of the surveyed women entrepreneurs, this cannot be use to predict the overall situation of women entrepreneurs. The women entrepreneurs who are having business in large scale were not included is this study, still this can hold a positive side to the research as these examples are outliers. 25 Reference Robbins, S. P. , Coulter, M. , Stuart-Kotze, R. (1996). Management. 5â⬠â⬠¢ Ed. Englewood Cliffs. NJ. Hatten, T. S. , Coulter, M. (1997). Small business: Entrepreneurship and beyond. New Jersey: Prentice Hall. â⬠¢ â⬠¢ â⬠¢ â⬠¢ Rahman, R. A. (2007). Policy Dialogue Series. Dhaka. www. smef. com Rahman, M. M. , (Feb 2009). Womenââ¬â¢s national business agenda. Dhaka: BWCCI. Uddin Shamim, M. (2008). Building women in business: A situation analysis of women entreprene urs in Bangladesh. Bangladesh Women Chamber of Commerce and Industry. â⬠¢ Women Entrepreneurship in SME: Bangladesh reality, by Ferdousi Sultana, Unpublished, Dhaka: 2009 â⬠¢ 26 To: Dr. Deena P. Forkan Date: February 26,2013 Re: Proposal to do a research on From: Rafsanjani Rahat ââ¬Å"Women Entrepreneurship in Bangladesh: Barriers to Successâ⬠Abstract: The research paper focuses on mainly how women in Bangladesh are involved to be self-employed and the corresponding success they achieve. The study will provide a report, which will show what percentage of women in Bangladesh likes to be entrepreneurs, proportion of women becoming successful, what are the barriers to be successful, the factors that can motivate women entrepreneurship, the opportunities and threats for the growth of women entrepreneurship in Bangladesh. At the end, the report will provide suggestion for women to be encouraged in self-employment. Questioners might be suggested for future research. Research Scope: â⬠¢ What is Entrepreneurship? â⬠¢ What are the Government policy for Development of Women Entrepreneurship in Bangladesh? â⬠¢ What are the Government Strategies for Development of Women Entrepreneurship in Bangladesh? â⬠¢ What is the existing Situation of Bangladesh? â⬠¢ What are the social other problems? 27 Hypothesis: The research paper will try to prove weather women entrepreneurship in Bangladesh is really a barrier or not. All the variables effecting women entrepreneurship in Bangladesh will be analyzed and on what scale they are effecting will be shown. Therefore, our null and alternative hypothesizes will be: Ho: Women entrepreneurship is really a barrier to success in Bangladesh. H1: Women entrepreneurship is not really big barrier to success in Bangladesh. However, during the research process I might face a lot of variables that might tend to prove my alternative hypothesis to be false by a smaller probability. Which means that women could really be successful entrepreneurs but some other variables needs to be kept constant i. . cultural and religious hindrance against women entrepreneurship. Therefore I keep another alternative hypothesis to prove that my claim is still true. H2: Keeping VARIABLE/VARIABLES constant women entrepreneurship in not really a big barrier to success in Bangladesh. Methodology: The methods to do this research report will be very much precise and easy techniques will be ad opted for better understandability of the regression analysis. The primary source of information, which I am planning, will be from interviewing at least two prominent successful women entrepreneur in Bangladesh. The second source of data will be by surveying new generation women undergraduates. I would like to take 28 and note down their opinion of what do they think about themselves being their own boss and if they donââ¬â¢t want, what are the factors that they think are stopping them to be entrepreneurs. With all these primary sources of data I will try to run a regression analysis and verify them with academic journals from wherever I need to get them. I will try to bring some other countryââ¬â¢s report on women being supported as to become successful entrepreneurs. The report will try to explain the other relatedness factors of successful women entrepreneurs that various Human Resource Management people have to say. Timetable: After we being held with our official timing to start our research project, I plan to do the following things in the due time given below. Time 1st Week To do list Finding and gather academic journals that will be useful for my research report. 2nd Week Reading all the journals that have been gathered and in the meantime, preparing questionariesââ¬â¢ for the interviews and the survey. rd Week By the starting of the 3rd week, I will start drafting the report and take the interview and survey. 4th Week Survey data need to be analyzed through running a regression and sort out the findings. I will try to finish writing the research paper by the end of the 4th week or if not possible then I might take few days the 5th week. After finishing typing, I will print a draft for 29 showing it my honorable English faculty, Deena Fo rkan man to skim through the project if every thing is fine. December 6th Final Submission of the research report. Request for app
Monday, April 13, 2020
What Have You Learned From a Mistake Sample Essay?
What Have You Learned From a Mistake Sample Essay?A course that often begins with an individual's struggle to find an answer to an ever-changing question may end with the learning of an individual's entire experience from a single experience. After all, a process such as this is a journey, not a destination. But how do you go about discovering the next step in your life? What have you learned from a mistake sample essay?Find out why. And understand that you can't skip all of the learning and experience at the beginning of your journey. Often, we only plan to find out what has happened or who has accomplished what. We know nothing about the future. Instead, let's consider a different example: you discovered that you need to get to work on time so you went to work, but only after you had spent the entire day in class.This time, your goal was to figure out what happened, who did what, and what you learned from a mistake sample essay. That isn't much different than what you're going to d o for yourself. To uncover what has happened and what you'll learn from a mistake sample essay, you need to get down and examine your situation.What have you learned from a mistake sample essay? Can you not go back to where you were to look at the events to see what you could do to improve your situation? In other words, how did you find out what happened?Your idea may have been that you had forgotten to put the dishes away the night before. The next day, as you made breakfast, you realized that you were still at home, so you went downstairs. As you went up the stairs, you bumped into a neighbor who had her back to you. As she walked by, she said 'nice sweater' or something similar.Your assumption was that this woman probably just saw a couch in the dining room and was simply careless in her thoughts. But now, you realize that this was a woman that you found out was your next door neighbor, and that you had the opportunity to convey to her something about yourself and the prospect o f growing closer to her. It may have never occurred to you at the time, but this is how you learned what you've learned from a mistake sample essay.To conclude, one interesting case that will make your journey to your next move more interesting is the case of a baby. You had a lot of emotional difficulties with your mother during your child's birth, so you found a counselor to help you cope with the entire thing. Then you learned that the counselor advised you not to tell your mother the entire story, because you would suffer a lot more later.
Thursday, March 19, 2020
Mistissini History and Culture
Mistissini History and Culture The Crees of Mistissini have resided in the Mistassini Lake area since time immemorial. In the early 1800's, the community of Mistissini's actual location was just a summer encampment due to the establishment of the Hudson Bay Company fur trading post on sight. The North West Company and other fur traders were also in the vicinity and can be considered contenders in the fur trade with the Hudson Bay Company in those days.Apart from Mistissini Crees there were neighbouring Cree hunting groups such as the Nitchigoun, Neoweskaau, and even some Nemaska people whom eventually came together to make up the Mistissini population in the 1930's. The government assistance began in the early 1940's providing food rations and eventually clothing allowance. It wasn't until the early 1960's that the government assistance was fully in place for the Mistissini Crees.The James Bay Agreement was signed on November 11, 1975 giving the Crees of the region opportunity of further development in their respe ctive communities.The Hudson's Bay Company building in Montreal.Progressing over the years in many ways the community of Mistissini has developed to what it is today.Some important dates in the history of Mistissini7200 - 6700 years ago - Deglaciation of the Mistissini area.6000 - 4500 years ago - The initial First Nation occupation of the Mistissini area probably occured during this period. The Mistissini area has probably been occupied continuously from at least 4500 to the present. Some Mistissine Innu dispute these dates, suggesting that their ancestors have always lived here.4500-4000 years ago - Colline Blanche, located on the Temiscamie River, began to be used as a source of stone for the manufacture of stone tools. Archeologists found this high quality stone in sites located in many parts of Quebec and into northern New England.early 1600s AD - Having long...
Tuesday, March 3, 2020
How to Apply for a Patent for Your Invention
How to Apply for a Patent for Your Invention Inventors who have created a new product or process can apply for a patent by filling out a patent application, paying a fee, and submitting it to the United States Patent and Trademark Office (USPTO). Patents are meant to protect creations that solve a specific technological problem - be it a product or process - by assuring that no one else can produce and sell a product or process similar to the one patented. Because the patent application is a legal document, inventors hoping to complete the forms need to have a certain level of expertise and preciseness when filling out the proper paperwork - the better written the patent, the better the protection the patent will produce. The patent application itself has no fill-in forms available on the most complex parts of the paperwork, and instead, you will be asked to submità drawingsà of your invention and fill out a series of technical specs that make it different and unique from all other inventions that have already been patented. Undertaking a non-provisional utility patent application without aà patent attorney or agentà is very difficult and not recommended for beginners to patent law. Although onlyà the inventor may apply for a patent, with certainà exceptions, and two or more persons makingà an inventionà jointly must apply for a patent as joint inventors, all inventors must be listed on the patent applications. Getting Started With Filing Your Patent It is highly recommended that you draft a first copy of the patent application and do a preliminary search for prior art yourself before bringing the paperwork to the patent agent you hire for a final proof. If you must self-patent for financial reasons please read a book such as, Patent It Yourself and understand the risks of self-patenting. Another alternative - which comes with its own set ofà drawbacksà - is to file a provisional patent application, which provides one year of protection, allows patent pending status, and does not require writing claims. However, before one year expires you must file a non-provisional patent application for your invention, and during this year, you can promote and sell your product and hopefully raise the money for a non-provisional patent. Many successful experts advocate provisional patents and other alternatives as a better path to follow. Essentials of Non-Provisional Utility Patent Applications All non-provisionalà utilityà patent applications must include a written document which comprises a specification (description and claims) and an Oath or Declaration; a drawingà in those cases in which a drawingà is necessary; and the filing fee at the time of application, which is the fee when the patent is issued, as well as anà Application Data Sheet. The descriptions and claims are very important to a patent application as they are what the patent examiner will look at to determine if your invention is novel, useful, nonobvious, and correctly reduced to practice as it relates to whether or not the invention isà patentableà in the first place. It takes up to three years for a patent application to be granted, and because applications are often rejected the first time, you may need to amend the claims and appeal. Make sure that you meet allà drawing standardsà and follow all patent laws that apply to design patent applications in order to avoid further delay. It will be a lot easier for you to understand how to apply for a design patent if you look over a few issued design patents first - check outà Design Patent D436,119à as an example before proceeding, which includes the front page and three pages of drawing sheets. Optional Preamble and Mandatory Single Claim A preamble (if included) should state the name of the inventor, the title of the design, and a brief description ofà the natureà and intended use of the invention that the design is connected to, and all the information contained in the preamble will be printed on the patent if it is granted. Using an Optional Preamble: I, John Doe, have invented a new design for a jewelry cabinet, as set forth in the following specification. The claimed jewelry cabinet is used to store jewelry and could sit on a bureau. You may choose not to write a detailed preamble in your design patent application;à however, you must write oneà claimà likeà Design Patent D436,119à uses. You will submit all bibliographic information such as the inventors name by using anà application data sheetà or ADS. Using a Single Claim: The ornamental design for eyeglasses, as shown and described. All design patent application may only include a single claim that defines the design which the applicant wishes to patent, and the claim must be written in formal terms, where as shown relates to drawing standards included in the application while as described means that the application includes special descriptions of the design, a proper showing of modified forms of the design, or other descriptive matter. Design Patent Title and Additional Details The title of the design must identify the invention that the design is connected to by its most common name used by the public, but marketing designations (like Coca-Cola instead of soda) are improper as titles and should not be used. A title descriptive of the actual article is recommended. A good title helps the person that is examining your patent know where to or not to search for prior art and helps with the proper classification of the design patent if it is granted; it also helps the understanding of the nature and use of your invention that willà embody the design. Examples of good titles include jewelry cabinet, concealed jewelry cabinet, or panel for a jewelry accessory cabinet, each of which gives specifications to items already known colloquially, which could increase your chances of getting your patent approved. Any cross-references to relatedà patent applicationsà should be stated (unless already included in the application data sheet), and you should also include a statement regarding any federally sponsored research or development if any. Figure and Special Descriptions (Optional) The figure descriptions of the drawings included with the application tell what each view represents, and should be noted as FIG. 1, FIG. 2, FIG. 3, etc. These items are meant to instruct the agent reviewing your application to what is being presented in each drawing, which can be demonstrated as such: FIG.1 is a perspective view of eyeglasses showing my new design;FIG.2 is a front elevational view thereof;FIG.3 is a rear elevational view thereof;FIG.4 is a side elevational view, the opposite side being a mirror image thereof;FIG.5 is a top view thereof; and,FIG.6 is a bottom view thereof. Any description of the design in the specification, other than a brief description of the drawing, is generally not necessary since, as a general rule, the drawing is the designs best description. However, while not required, a special description is not prohibited. In addition to the figure descriptions, there are many types of special descriptions that are permissible in the specification, which include: A description of the appearance of portions of the claimed design which are not illustrated in the drawing disclosure; a descriptionà disclaiming portions of the article not shown, that form no part of the claimed design; a statement indicating that any broken line illustration of environmental structure in the drawing is not part of the design sought to be patented; and a description denoting the nature and environmental use of the claimed design, if not included in the preamble.
Saturday, February 15, 2020
Consider the role that agriculture plays in our society, including its Essay
Consider the role that agriculture plays in our society, including its enviromental implications - Essay Example Farming, which supplies life itself to the human race also contributes to soil erosion and polluted water. Farmers and large agricultural corporations must clear trees to find land that will sustain crops. Wind and water passes over barren land which initiates erosion, a condition which has been caused by poor farming practices or deforestation. Cattle are generally raised on the eroded, previously farmed land which further degrades the soil. ââ¬Å"Such practices tend to lead to rapid soil degradation as most soils are too poor to sustain agricultureâ⬠(ââ¬Å"Underlying Causes,â⬠1999). Eroding soil mixes with clean water supplies thus reducing the amount of available, life-giving water for an increasing number of people. The soil that is washed into the drinking water contains toxins, pesticides, fertilizers and industrial wastes which not only restricts the supply of potable water but makes its way into the watershed underground, rivers, streams, lakes and eventually in to the ocean and gulf waters which creates large areas of ââ¬Ëdead zonesââ¬â¢ where no living thing can survive. Soil degradation occurs when using chemical fertilizers which break down the chemical composition of the soil. ââ¬Å"Many scientists observed a gradual decrease of soil organic matter content in soils, as well as a decrease of soil biological activity in particular, in relation to chemical usesâ⬠(ââ¬Å"Soils retrogressionâ⬠, 2007). The combination of erosion and degradation results in desert-like conditions where neither plants nor animals can survive but this problem can be overcome by implementing proven agricultural practices which enhance and rebuild the soil. ââ¬Å"Rebuilding is possible through the improvement of soil structure, addition of organic matter and limitation of runoffâ⬠(ââ¬Å"Soils retrogression,â⬠2007). These erosion reducing
Sunday, February 2, 2020
Monopoly and Microsoft Essay Example | Topics and Well Written Essays - 1250 words
Monopoly and Microsoft - Essay Example As will be demonstrated in this brief analytical response, it is the belief of this author that an monopoly, regardless of its shape, size, or form, is ultimately destructive to the market and harmful to the end consumer (Kapoor, 2009). As such, the case of Microsoft and a discussion of economic theory, as well as the behavior that Microsoft has indicated over the past several decades, will be engaged as a means of understanding this particular approach. Furthermore, it is the hope of this author that the reader will come to a more profound level of understanding with respect to the fact that monopolies are ultimately harmful and do not represent a net benefit to the society as a whole (figures 1 and 2 within the appendix of this brief work demonstrate the harm that a monopoly can have with regards to increased prices paid by the end consumer). Monopoly and Microsoft: In understanding the monopoly that Windows has on the user experience of operating a PC, one should not only look to the way in which the firm dominates the operating system itself. Instead, a quick consideration of recent history reveals that Microsoft has long cultivated the monopoly that it now holds (Ohlhausen, 2004). For instance, Microsoft purposefully packaged Internet Explorer within Windows 95 and after as a means of decreasing the market presence and overall level of profitability that Netscape could have in the market (Gisser, 2011). As this was an effective tool towards decreasing competition, and Microsoft soon learned the benefit of packaged softwareââ¬â¢s ability to further define the market that it had already captured, much the same technique was employed with regards to the audio/video player of Windows Media Player (Vogelstein, 2004). Realizing the a litany of different startups were threatening to take market share from Microsoft, the same strategy of packaging Windows Media Player into the operating system as a means of integrating the product with what can only be describe d as a captive market (Greene et al. ,2004). As can be firmly noted, the monopolistic model of competition is ultimately harmful to the market and to the consumer. The only entity that benefits from such a model is obviously the producer. As figure 1 and figure 2 both denote, a certain level of deadweight loss is portended by the monopoly. As a graphical representation helps the reader to understand, this deadweight loss is actually stolen from the equilibrium price and demand; thereby making the good under monopolistic competition greatly higher priced than it would be in normal competition. As previously denoted, this in and of itself is engaged by the monopoly seller as a means of incurring further profits. Figure 1: Figure 2: Microsoftââ¬â¢s Approach to Profitability and the Engagement of the Monopoly as a Function of Capitalist Drive Likewise, in seeking to understand the approach that Microsoft has engaged, it can only be defined as one that is bounded by rational self inte rest in the sense of continuing to accrue further levels of profitability and continue to integrate into further markets (Cohen et al., 1999). Even a cursory review into the current time does not reveal a Microsoft that allows its fate to be pinned upon the success or failure of an operating system; rather, when one looks at the face of Microsoft, one can see a firm that has recently expanded to purchase a controlling
Saturday, January 25, 2020
Creating a Robot to Tie a Knot with Lego Mindstorm :: Robotics
Abstract The point of building this robot was to have it successfully complete and tie a knot. The original idea was to have the robot tie knots creating a bracelet. Unfortunately, the process of tying a knot alone was too much work to try and move on to an entire bracelet. I had neither the time nor the insight to build a flexible and usable 'arm.' I tested and modified a design from the Lego Mindstorms book, but found that I could neither open nor close the hand. I continued to further modify the design to be able to grab and let go of string but the result was extremely bulky. Also I could not find a plausible and spaceconstrained way to attach the gears to each of the 'fingers.' The conclusion that I drew was not that the project was impossible but that it needed more time and research. Background The idea for a robot that could neatly and efficiently create a knotted bracelet became a reality after my own experiences of personal pain and triumphs over its creational process. Although the design is merely knotting in a line some people have neither the patience or ability to complete such a simple masterpiece. This is when the idea for a bracelet making robot was first manifested. It is being brought to life for all those who can't or don't want to make one themselves, hence, a robot to do it for them! Unfortunately, two weeks is not enough to make a full blown bracelet making robot. Instead my attempt will be to make a robot that can successfully tie a knot around a string. Which with more time would eventually lead to an entire knotted bracelet. The textile industry has prospered greatly since the age of industry and invention. Cotton, silk, and various other materials are processed and transformed into beautiful fabrics and cloths which soon become clothes and accessories. The flying shuttle was brought to factories in 1733 by the inventor John Kay, improving looms to enable weavers to get their work done even faster. Soon after there came the spinning jenny, and the water frame which became the first powered machine. To be or Knot to be? 3 The inventions kept spewing forth until at last the modern textile machine was born. Most of these are run by computer with nowhere near the machinery. This minimizes injury and ups the efficiency of production. While my robot won't be the next big factory design, it will make a simple but overly complicated knot for a robot. In future years at COSMOS in the robotics cluster, perhaps someone will see my design and continue it, until it completely finishes an entire
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